Home Loans
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Welcome to our website.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

What our clients say about us!

Cannot rave enough about Sal, he’s gained a lifelong customer for sure. Very detailed, made sure we understood what was going on, entertained all of our questions never making us feel like a waste of time, engaged us every step of the way. He genuinely made us feel like he had our family’s best interest throughout the whole process. Our home-buying journey definitely called for some expertise above the standard and he delivered without missing a beat. Sal, thank you, we really would not be in our home without you.

Sal was great to work with. He made sure we got the best interest rates & walked us through our options. His command over his work was evident as he proved himself to be quite a subject-matter expert. He is wealth of knowledge as far as home buying experience is concerned. He listened to our needs and curated our experience to match our needs. I highly recommend Sal if you are looking for top notch service for your home loan

Salvador and Rosanna were the best thank you so much for everything you did to make this happen. You are the best and caring people may God bless you always

I was stressing over this whole process but Salvador reassured me that he will take care of everything. He definitely did! Thank you! My husband and I are extremely happy with our home!

Salvador was amazing with helping us buy a house, he was very professional and took care of everything from the beginning to the end. He gave us better numbers than we expected. 100% would recommend!

Sal was absolutely AMAZING every step of the way in the process of me buying a home!! I HIGHLY RECOMMEND using Sal for your home buying experience! 10/10 the entire way through and a super fast closing! Thank you Sal and team!!!

I have worked with Salvador on several occasions, and I can say that he is one of the best loan officers here in Sacramento. He cares a lot about clients understanding the entire process. If you need a good loan officer Salvador is the one.

Great lender! He in there with the clients every step of the way. He is very education based and you will know what your options are. Do yourself a favor and CHOOSE THIS LENDER!

All perfect!!! Salvador and his entire team have excellent service, we are very happy with your service, we highly recommend it, it explains everything perfectly. The whole process was very fast!! 10 stars!!! Thank you for helping us fulfill the dream of having our own home!!

Sal was a true professional, he understood my challenges in finding a home and the ever evolving demands of my job. Not one time did I feel pressured to do anything I didn't feel comfortable doing. I would highly recommend Sal to anyone looking for an agent and I would use Sal again for my next purchase. $323K • 2 Bed, 2 Bath, 1194 Sq. Ft. • 1st Time Buyer

My experience working with Salvador and Absolute Mortgage Group was incredible and I would highly recommend working with them. From the beginning, Salvador's top-shelf customer service set him apart from everyone else and he made it an easy decision to go with Absolute Mortgage Group. As a first-time homebuyer I had so many questions and Salvador's patience and experience made the process a very smooth one. If there was anything he specifically could not help with, he would still do his best to help and explain how to go about getting that certain task done. He did such an amazing job explaining everything I needed to know as a first-time homebuyer and I know he is just a call away if I have any questions. Throughout the entire home-buying process, he returned calls and emails in a timely manner and also made it very easy on the escrow officer. I have nothing but great things to say about Salvador and I would highly recommend his services to anyone in need!

Working with Salvador and his team was great experience as first time home buyer. Salvador did not only made time for questions I had, but made every effort to explain every question that came with the process of buying a home. His staff and realtor parters like Olivia were always available and promoted professionalism and kindness. If we had any questions Salvador and Olivia always made sure to answer our questions in depth. With Sal's experience and knowledge is what sets him apart and would recommend for future customer.

Salvador and his team did an excellent job communicating every step of the refinance process. Refinancing can be stressful but Salvador was confident in what he was doing, which made us comfortable. We closed pretty quickly and are thankful for how everything played out.

Excelente servicio. Me ayudaron mucho, no sabía cómo empezar para comprar una casa y ellos me orientaron desde el primer contacto por teléfono, me explicaron pasó por paso como sería el proceso. Lo mejor es que había escuchado que el proceso era largo, pero con ellos el proceso fue fácil y en menos de una semana cerramos contrato para tener la casa que queríamos. Muchas gracias, altamente recomendado (Translated by Google) Excellent service. They helped me a lot, I didn't know how to start to buy a house and they guided me from the first contact by phone, they explained to me step by step how the process would be. The best thing is that I had heard that the process was long, but with them the process was easy and in less than a week we closed the contract to have the house we wanted. Thank you very much, highly recommended

Great personalized interaction, Salvador worked hard to meet our tailored needs. Will definitely recommend! $430K • 3 Bed, 2.5 Bath, 1432 Sq. Ft. • 1st Time Buyer

Salvador was wonderful to work with. He anticipated my utilities very need. He made me feel at ease and was timely in sharing information. He made what would have been a stressful event a breeze. $400K • 2 Bed, 2 Bath, 964 Sq. Ft. • 1st Time Buyer

Salvador is great to work with and highly recommend him! Very prompt in responding to our queries, did a walkthrough remotely via Facetime & helped us with the paperwork as well! Thank you! $423K • 3 Bed, 2.5 Bath, 1992 Sq. Ft.

Salvador always is willing to make it work, he has experience and understanding to find me exactly what I was looking for. $332K • 3 Bed, 2 Bath, 1854 Sq. Ft.

Sal was a great agent. I'm not from the area so his knowledge was invaluable. Great insights into the different neighborhoods and trends. He also went above and beyond at every step along the way. Definitely working with him again in the future. $170K • 2 Bed, 1 Bath, 861 Sq. Ft. • 1st Time Buyer

Salvador was absolutely amazing. We told him what we wanted and got us exactly that and more. We definitely recommend him to my family and friends. $328K • 3 Bed, 2.5 Bath, 1665 Sq. Ft. • 1st Time Buyer

Sal was great! He made sure we were taken care of! $390K • 3 Bed, 2 Bath, 1530 Sq. Ft. • 1st Time Buyer

Excellent service, Amigable, outstanding communication works along side with you from start to end very professional and genuine made the process smooth and enjoyable choose Salvador Cortez Mortgage!

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Contact Us

1942 Del Paso Road, Suite 130 Rm 103
Sacramento, CA 95834
Phone: (916) 668-0043
sal@sachomeloan.com