Loan Solutions for Contractors

Bank Statement Loan
Your Income, Your Way!

  • No tax returns needed
  • Perfect for self-employed & entrepreneurs
  • Finance your dream home or investment with flexible programs
  • Fast closings and personal guidance every step
Apply today

Hard Money Loan

We can fund your next project
Helping Sacramento Building What's Next!

  • Qualify based on property cash flow, not personal income
  • Perfect for investors building rental portfolios
  • Works for short-term & long-term rentals (Airbnb, traditional, etc.)
  • Close fast with minimal documentation
Apply today

Fix and Flip

  Buy It. Renovate It. Profit Big.  

  Flexible financing designed for contractors and investors

  • Get funded in days, not weeks, so you never miss out on a great deal.
  • Borrow based on the After-Repair Value, giving you more leverage and higher project budgets.  
  • Access funds as you complete work to keep your project moving smoothly.
  • We focus on the property and the deal, not tax returns or perfect credit.  
Apply today

DSCR Loan
Let the Rent Pay the Mortgage!

  • Qualify based on property cash flow, not personal income
  • Perfect for investors building rental portfolios
  • Works for short-term & long-term rentals (Airbnb, traditional, etc.)
  • Close fast with minimal documentation

Apply today

Get Your Mortgage Questions Answered Today!