Loan Solutions for Contractors

Bank Statement Loan
Your Income, Your Way!

• No tax returns needed
• Perfect for self-employed & entrepreneurs
• Finance your dream home or investment with flexible programs
• Fast closings and personal guidance every step

Hard Money Loan

We can fund your next project
Helping Sacramento Building What's Next!

• Qualify based on property cash flow, not personal income
• Perfect for investors building rental portfolios
• Works for short-term & long-term rentals (Airbnb, traditional, etc.)
• Close fast with minimal documentation

Fix and Flip

  Buy It. Renovate It. Profit Big.  

  Flexible financing designed for contractors and investors

• Get funded in days, not weeks, so you never miss out on a great deal.
• Borrow based on the After-Repair Value, giving you more leverage and higher project budgets.  
• Access funds as you complete work to keep your project moving smoothly.
• We focus on the property and the deal, not tax returns or perfect credit.  

DSCR Loan
Let the Rent Pay the Mortgage!

• Qualify based on property cash flow, not personal income
• Perfect for investors building rental portfolios
• Works for short-term & long-term rentals (Airbnb, traditional, etc.)
• Close fast with minimal documentation